Conditions:
- Credit limit: 125% of funds held in a CD at ActorsFCU
| Interest Rates and Interest Charges for Secured VISA® | |
|---|---|
| Annual Percentage Rate | 14.9% APR |
| APR for Balance Transfer | 14.9% APR |
| APR for Cash Advances | 14.9% APR |
| Penalty APR and When It Applies | None |
| Paying Interest | Your due date is at least 25 days after the close of each billing cycle. We will not charge you interest on new purchases, provided you have paid your previous balance in full by the due date each month. We will begin charging interest on cash advances on the transaction date. |
| Minimum Interest Charge | If you are charged interest, the charge will be no less than $.50 |
| For Credit Card Tips from the Federal Reserve Board |
To learn more about factors to consider when applying for or using a credit card, visit the website of the Consumer Finance Protection Bureau at https://www.consumerfinance.gov/learnmore/. |
| Set-up and Maintenance Fees | NOTICE: Some of these set-up and maintenance fees will be assessed before you begin using your card and will reduce the amount of credit you initially have available. |
| Annual Fee | $25 |
| Additional Card Fee | $10 |
| Transaction Fees | |
| Balance Transfer | None |