Student Loans

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Student Loans

How are you paying for your next lessons?

Get started by applying online

​Actors Federal Credit Union presents Private Student Loans powered by LendKey.

Private Student Loans

Let us help you pay for college to achieve your dreams. Apply with us today! *

  • You've reached the age of majority in your state.
  • You and your cosigner (if applicable) are US citizens or permanent residents.
  • You're enrolled at least half-time at an eligible school.
  • You have a GPA of at least 2.0.
  • You meet the Satisfactory Academic Progress standards as defined by your school.
  • You're a member of Actors Federal Credit Union (or become a member during the online application process).


Apply now for a personal loan

Need to refinance your existing student loans? We offer competitive, flexible rates. Click here to learn more.


* Terms and conditions apply. Your initial rate will be determined after a review of your application and credit profile. You must be either a U.S. citizen or Permanent Resident in an eligible state and from an eligible school (enrolled on at least a half-time basis), and meet Actors Federal Credit Union's credit and income requirements to qualify for a loan. Additionally, in order to receive a loan from Actors Federal Credit Union, you must be a member of Actors Federal Credit Union. If you are not a member of Actors Federal Credit Union, you may apply and become a member during the loan application process. Applying with a creditworthy cosigner may result in a better chance of loan approval and/or lower interest rate. All private student loans from Actors Federal Credit Union must be certified by the applicant’s school, and Actors Federal Credit Union reserves the right to reduce the loan amount or withhold funding based on the school certification or in the event the school does not certify the loan, respectively.
**APRs for variable rate loans may increase after origination if the SOFR index increases. See Rates & Terms for additional information.
†Cosigner release is subject to lender approval. In order to qualify, the borrower must submit a request and the borrower must meet the following requirements: (1) make the required number of consecutive, on-time full principal and interest payments as indicated in the borrower's credit agreement during the repayment period (excluding interest-only payments) immediately prior to the request. Any period of forbearance will reset the repayment clock; (2) The account cannot be in delinquent status; (3) The borrower must provide proof of income indicating that he/she meets the income requirements and pass a credit review demonstrating that he/she has a satisfactory credit history and the ability to assume full responsibility of loan repayment; (4) No bankruptcies or foreclosures in the last sixty months; and (5) No loan defaults on a student loan or with Actors Federal Credit Union.
‡If you enroll in automatic monthly payments from a personal checking or savings account to pay principal and interest amounts that are due, the Margin will be reduced by 0.25%. This rate reduction will be removed and the rate will be increased by 0.25% upon any cancellation or failed collection attempt of the automatic payment and will be suspended during any period of deferment or forbearance. As a result, during the forbearance or suspension period, and/or if the automatic payment is cancelled, any increase will take the form of higher payments.

Private Student Loans

*For qualified members based on a member's creditworthiness, rates as low as:
Type Rate (APR)
Variable Rate** 1.49%
Fixed Rate** 3.99%

(with autopay ‡View Conditions for Autopay Discount)

Rates and terms subject to change without notice. As of 11/30/2022