Actors Federal Credit Union is offering a 11-month Certificate Account Special with a 4.33% APY*.
Rates are subject to change without notice*.
Certificate Account
Lock in a Great Rate with a Certificate!
Invest now for your future with our Certificate Account, one of the safest ways of investing your money. As with all of our savings products, you’re federally insured up to $250,000. A minimum deposit of $500 is all that is required.
View Certificate Rates
Certificates Rates
Rates effective as of 10/1/2026
Specials
| Term | APY* | APR* |
|---|---|---|
| †11 Months | 4.33% | 4.25% |
| 9 Months | 3.29% | 3.25% |
*APY = Annual Percentage Yield. APR = Annual Percentage Rate. Rates and terms subject to change without notice
†The special 11-month Certificate may be opened for any amount equal to or greater than $500. Funds secured in this certificate must be derived from funds previously on deposit with an outside financial institution in like-titled personal or small business accounts, and must have been transferred via check, electronic deposit/transfer, or cash deposit no more than 30 days prior to the establishment of this special certificate account. Rates and terms subject to change without notice.
Certificates
| Term | APY* | APR* |
|---|---|---|
| 6 months | 3.81% | 3.75% |
| 12 months | 0.35% | 0.35% |
| 24 months (Step-Up) | 0.55% | 0.55% |
| 36 months | 0.75% | 0.75% |
| 60 months | 3.29% | 3.25% |
*APY = Annual Percentage Yield. APR = Annual Percentage Rate. Rates and terms subject to change without notice.
Ready to Open a Certificate of Account?
Click the Apply for Membership link or button to access the form.
- Click the "Apply for Membership" button above to access the Certificate of Account form.
- Fill in your name, account number, deposit amount, and certificate term at the top of the form; select "regular" as your account type.
- Copy of Vaild Government-issued ID(s).
- Decide if you want your interest earnings deposited to the certificate account (default), or deposited to another account, and indicate this on the form.
- Leave the issuance date, maturity date, APR, and APY fields blank. Credit union staff will complete this for you.
- Sign and date the bottom of the form with wet signature(s).
- To return your completed application (with wet signatures), email us at invite@actorsfcu.com to request a secure file transfer. We will email you back from a secure email service, which will allow you to submit all required forms and documents with sensitive information.
If you do not have the ability to submit your application via Secure Email, we can also accept your application and documents via USPS mail or fax. Applications should be submitted to the Actors FCU Branch that is nearest to your home address. Applications that are submitted via mail or fax may require additional time for processing.
*APY = Annual Percentage Yield. Rates are subject to change without notice. The above referenced dividend rate will be paid until first maturity. Because the Annual Percentage Yield (APY) is based on an assumption that dividends will remain in the account until maturity, a withdrawal will reduce earnings. A penalty will be assessed for early withdrawal. Earnings are determined by the amount of money deposited, the amount of time they are held, and the dividend rate/APY.
