Low-Rate Auto Loans With
NO PAYMENTS Until Feb 2027!**
| Term | Base Rate | APR* |
|---|---|---|
| 10 Year | 5.390% | 5.673% |
| 15 Year | 5.690% | 5.891% |
| 20 Year | 5.890% | 6.050% |
| 30 Year | 5.990% | 6.111% |
*APR = Annual Percentage Rate. APR is calculated assuming a $300,000 loan amount for a purchase price of $375,000 on a single family dwelling, >740 credit score, 80% LTV/CLTV, 1% origination fee, $850.00 in other ActorsFCU fees.
These assumptions are subject to change without notice. Rate, points, and APR may be adjusted based on several factors including, but not limited to, state of property location, loan amount, documentation type, loan type, occupancy type, property type, loan to value, and the borrower's credit score. The final rate and points may be higher or lower than those quoted based on information relating to these factors, which may be determined after you apply.
| Term | Base Rate | Initial APR* |
|---|---|---|
| 1/1 ARM | 4.650% | 4.761% |
| 3/1 ARM | 4.750% | 4.862% |
| 5/1 ARM | 5.000% | 5.114% |
| 7/1 ARM | 5.500% | 5.617% |
*APR = Annual Percentage Rate. APR is calculated assuming a $300,000 loan amount for a purchase price of $375,000 on a single family dwelling, 30-year term, 2/6 caps >740 credit score, 80% LTV/CLTV, 1% origination fee, $850.00 in other ActorsFCU fees. These assumptions are subject to change without notice. Rate, points, and APR may be adjusted based on several factors including, but not limited to, state of property location, loan amount, documentation type, loan type, occupancy type, property type, loan to value, and the borrower's credit score. The final rate and points may be higher or lower than those quoted based on information relating to these factors, which may be determined after you apply.
| Type | Term | Best Rate (APR*) |
|---|---|---|
| Standard | 20 Year (5/15 Draw/Repayment) | Prime Rate for Life |
| Interest Only | 20 Year (10/10 Draw/Repayment) | Prime Rate for Life |
*APR = Annual Percentage Rate.
Initial rates are subject to adjustment based on overall Credit risk conditions i.e. Credit Scores, Credit History, etc.
| Term | Base Rate |
|---|---|
| 10 Year | 6.50% |
| 15 Year | 6.75% |
| 20 Year | 7.00% |
| Loan Term for New & Used | Rate (APR*) |
|---|---|
| 2-Year | 3.49% |
| 3-Year | 4.24% |
| 4-Year | 4.49% |
| 5-Year | 4.74% |
| 6-Year | 4.99% |
| 7-Year | 5.24% |
*APR = Annual Percentage Rate. Rates shown offered to members meeting select credit criteria, including -.25% discount for Autopay. Other rates and terms available based on creditworthiness. Rates and terms subject to change without notice. For used cars, the age of the vehicle may limit maximum loan term.
| Loan Term for New & Used | Rate (APR*) |
|---|---|
| 3-Year | 5.24% |
| 4-Year | 5.49% |
| 5-Year | 5.74% |
| 6-Year | 5.99% |
| 7-Year | 6.24% |
*APR = Annual Percentage Rate. Rates shown offered to members meeting select credit criteria, including -.25% discount for Autopay. Other rates and terms available based on creditworthiness. Rates and terms subject to change without notice. For used cars, the age of the vehicle may limit maximum loan term.
| Term | Rate (APR*) |
|---|---|
| 1-Year | 9.99% |
| 2-Year | 10.24% |
| 3-Year | 10.49% |
| 4-Year | 10.74% |
| 5-Year | 10.99% |
*APR = Annual Percentage Rate. Rates shown offered to members meeting select credit criteria, including -.25% discount for Autopay. Other rates and terms available based on creditworthiness. Rates and terms subject to change without notice.
| Term | Rate (APR) |
|---|---|
| 1-Year | 9.99% |
| 2-Year | 10.24% |
| 3-Year | 10.49% |
| 4-Year | 10.74% |
| 5-Year | 10.99% |
*APR = Annual Percentage Rate. Rates shown offered to members meeting select credit criteria, including -.25% discount for Autopay. Other rates and terms available based on creditworthiness. Rates and terms subject to change without notice.
| Term | Rate (APR*) |
|---|---|
| Open-Ended | 9.24% |
*APR = Annual Percentage Rate.
| Term | Rate (APR*) |
|---|---|
| 3-Year | as low as 3.65% above Share Account rate |
| 4-Year | as low as 3.65% above Share Account rate |
| 5-Year | as low as 3.65% above Share Account rate |
*APR = Annual Percentage Rate. Rates shown offered to members meeting select credit criteria, including -.25% discount for Autopay. Other rates and terms available based on creditworthiness. Rates and terms subject to change without notice.
| Term | Rate (APR*) |
|---|---|
| 3-Year | as low as 3.65% above High-Yield Certificate rate |
| 4-Year | as low as 3.65% above High-Yield Certificate rate |
| 5-Year | as low as 3.65% above High-Yield Certificate rate |
*APR = Annual Percentage Rate.
| Term | Rate (APR*) |
|---|---|
| 1-Year | 9.99% |
*APR = Annual Percentage Rate. Rates shown offered to members meeting select credit criteria, including -.25% discount for Autopay. Other rates and terms available based on creditworthiness. Rates and terms subject to change without notice.
| Term | Rate (APR*) |
|---|---|
| 1-Year | 9.99% |
*APR = Annual Percentage Rate. Rates shown offered to members meeting select credit criteria, including -.25% discount for Autopay. Other rates and terms available based on creditworthiness. Rates and terms subject to change without notice.
| Term | Rate (APR*) |
|---|---|
| 2-Year | 9.99% |
| 3-Year | 10.24% |
| Type | Maximum Term | Current Rate (APR*) |
|---|---|---|
| Tier One - Loans $10,000 up to $49,000 | 60 Months | As Low As 8.00% |
| Tier Two - Loans $50,000 up to $250,000 | 240 Months | As Low As 5.49% |
*APR = Annual Percentage Rate. Loan rates are determined by the Wall Street Journal Prime Rate, the borrower's creditworthiness, and credit union's underwriting guidelines. Loans over $100,000 require a 60-month balloon term. Ask for complete details. Rates and terms subject to change without notice.
Low-Rate Auto Loans With
NO PAYMENTS Until Feb 2027!**