Auto Loans

Print this page
Auto Loans

Auto loan rates that are hard to beat!

Plus, you may be eligible to make no payments and pay no interest for the first three months.

Auto Loan Details

ActorsFCU offers both new and used auto loans at the same low rates!  To ensure you're getting the best deal, get a free loan pre-approval before you visit the dealership.

  • New auto loans are available up to 84-months; used auto loans are available up to 60-months
  • Save 0.25% off our basic rate when you opt for Auto Debit (i.e. automatic payments)
  • New Autos: Finance up to 100% of the purchase price including taxes, title, and registration
  • Used Autos:  Finance up to 100% of your vehicle's Blue Book retail value. Depending on the purchase price and your vehicle's value, you may be able to include taxes, title, and registration in the loan.
  • Motorcycle loans are also available - call 212.869.8926, option 4 for current rates and complete details

The Fine Print

  • ActorsFCU typically will not finance vehicles older than 2011
  • Rates are based on creditworthiness, underwriting guidelines, and the financing term selected
  • Rates and terms subject to change without notice
  • An ActorsFCU savings account is required; You must provide membership eligibility before your loan application can be processed
  • Up to 10% of the loan value may be required in an ActorsFCU Savings Account

Auto Insurance:

Save on your insurance needs with our member-exclusive program!  Request a free quote online from our partner the TruStage Insurance Company.

TruStage Insurance Company

  • Auto, Home, Renters Insurance: 888.380.9287
  • Life Insurance: 855.612.7909
  • AD&D Insurance: 855.612.7910

ActorsFCU Auto Shopping Center

We're pleased to introduce our auto shopping center.  Browse over four million vehicle listings nationwide!

- Browse and compare vehicles from the comfort of your own home
- Filter vehicle results by location, monthly payment, and more
- View free CARFAX vehicle history reports
- Save time and money with a free loan pre-approval from ActorsFCU
- For a limited time, receive $100 bonus cash when you finance a new or used vehicle purchase!*

Find a Car on ActorsFCU Auto Shopping Center

 

*$100 cash incentive is limited to new and used vehicle loans of $10,000 or more.  Loans must be new money; opened within the promotional period.  Limit one incentive per loan.  Offer coupon must be presented for redemption.

Enterprise Car Sales

We’ve teamed up with Enterprise to bring our members a great way to buy a vehicle.  Enterprise Car Sales is one the nation's largest used car dealerships and they offer some of the best 1-3-year-old vehicles available anywhere.  When you buy from Enterprise you'll get:

Enterprise Car Sales logo

- Discounted loan rates when you buy from Enterprise and finance with ActorsFCU
- Haggle-free buying.  Enterprise offers a one-price system.  Pay the price you see.
- All vehicles come with a 12-month/12,000 limited Powertrain warranty
- All vehicles come with 12-months of roadside assistance
- All vehicles are Enterprise Inspected, having passed a rigorous inspection by an ASE-Certified technician
- ActorsFCU members have free access to full Carfax reports on all Enterprise vehicles
- Enterprise offers a 7-day Buyback guarantee (some restrictions may apply—ask for details)

Find a Car with Enterprise Car Sales

Shop Online Now.  View Enterprise's used vehicle inventory online.

Don’t forget to get pre-approved for financing.  ActorsFCU offers discounted loan rates when you buy from our preferred dealer- Enterprise.  From December 1st - 31st, 2019, we're offering a 0.25% discount off our current rates!* Complete our online loan application now.

*APR=Annual Percentage Rate. 0.25% off current rate. This is a buy down rate. The amount of the buy down will not affect the price of the vehicle. This rate offer is valid for all terms up to 60 months. Current rate will vary based on loan term and creditworthiness. Vehicle model year make impact the available loan terms. Financing for qualified Actors Federal Credit Union members. Offer valid only on Enterprise Car Sales vehicles purchased 12/1/19 – 12/31/19. This offer cannot be combined with any other Enterprise Car Sales offer unless specifically stated.

New Cars, Inc.

California members: New Cars, Inc. will do all of the legwork for you to find the new or used vehicle of your choice at the best pricing possible.

New Cars Inc. .Com logo

Find a Car with New Cars, Inc.

For qualified members based on a member's creditworthiness,
rates as low as:

Model Year Rate (APR)
  2019-2011  
  3-Year 2.64% APR*
  4-Year 2.84% APR*
  5-Year 3.04% APR*
  6-Year** 3.24% APR*
  7-Year** 3.74% APR*

APR = Annual Percentage Rate; APY = Annual Percentage Yield

* For qualified members based on a member's creditworthiness
** Brand new vehicles and current model year only.
Rates and terms subject to change without notice. As of 12/13/2019