Tax season is here again, and for many, that means figuring out the best way to prepare and file tax returns without breaking the bank. If you are searching for tax preparation and filing services, here are some options to consider.

1. Free Filing Options from the IRS

The IRS offers several free ways to file your taxes, depending on your income and situation.

  • IRS Direct File Program: If you live in one of 25 eligible states, you might qualify for the IRS’s Direct File program. This tool allows you to file your federal taxes directly with the IRS using guided software.
  • IRS Free File Program: If your 2024 adjusted gross income (AGI) was $84,000 or less, you qualify for the IRS Free File Program. This service provides guided tax preparation software for federal taxes. There may be some IRS partner sites that also offer free state tax filing based on your income and situation.

2. IRS Free File Fillable Forms

If your 2024 adjusted gross income was more than $84,000, you can use the IRS Free File Fillable Forms. These are an online version of the IRS paper forms but do not provide guided assistance. For your state tax return, visit your state’s tax agency website for filing options.

3. Free Filing for Servicemembers and Veterans

If you are a servicemember or a veteran, check out MilTax, a free filing program offered by the Department of Defense. Unlike IRS Free File, MilTax does not have an income limit. However, please make sure to review the eligibility requirements before using this service.

4. Be Cautious with “Free” Offers

Many tax preparation companies advertise free filing services, but there may be income or form restrictions. Remember always ask:

  • What qualifications do I need to meet for free filing?
  • Are both federal and state filings included?

By staying informed, you can avoid unexpected fees and ensure you file your taxes efficiently and affordably. Happy filing!

Source: BCP Staff. “Tax Season 2025: Where to Find Help.” Federal Trade Commission Consumer Advice, 12 Feb. 2025, consumer.ftc.gov/consumer-alerts/2025/02/tax-season-2025-where-find-help.