Courtesy Pay Protection

With our Overdraft Protections, We've Got you Covered.

One of three options in our overdraft protection program­­, Courtesy Pay is a “courtesy” to cover your insufficient funds on Checking Account transactions up to a limit of $750 including all fees (a fee is incurred per occurrence). Instead of denying your transaction, the Credit Union, at its discretion, may approve your transaction and cover the funds (up to the limit).

Protection is not automatic. You must “opt in,” either when opening a Power Checking Account or by completing an Opt-In / Opt-Out Form if you are a current member.

You may “opt out” of Courtesy Pay at any time by completing the Opt-In / Opt-Out Form or by contacting Member Services.