Business Checking

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Business Checking

Business Checking
and Savings. For members who operate their own businesses.

Business Checking

  • No balance requirements
  • No monthly service fees
  • No per-check or per-deposit fees
  • No limit on writing checks
  • Free online access
  • Business Savings required


Business Savings

  • $100 minimum balance to avoid a quarterly service fee
  • Competitive interest paid


Membership Requirements

  • Personal Savings Account
  • Taxpayer ID Number of the business - SS4 Form issued by IRS
  • Copy of the Certificate of Incorporation, By-Law Papers, LLC certificate, or DBA certificate
  • Minimum deposit of $100 in Business Savings Account



VISA Merchant

Participating organizations and ActorsFCU members who operate a business can apply for our Merchant Program, making it possible to accept VISA cards as payment for dues or purchases. Call our partner, Intuit, Inc., makers of Quickbooks, to set up your account today:  800.650.1119.

A few of the benefits:

  • No set-up fee
  • No long-term contract
  • First two months free


Retirement Plans for Businesses

“It’s about fiduciary responsibility: you need the right plan, the right cost, and someone you can trust to get your members or employees the very best.”

– Gary Ginsberg, Financial Consultant


Member organizations that would like to offer their members or employees the benefit of an employer-sponsored retirement program, such as a 401k, can obtain this service from ActorsFCU through Royal Alliance Associates, Inc., member FINRA / SIPC.

Gary Ginsberg, as an independent broker, has the ability to find the right pension provider to best suit your needs and those of your members or employees. He can be reached at 212.869.8926, ext. 318, for more information or to set up a plan.

Amount APY APR
$100-$499.99 0.04% 0.04%
$500-$1,499.99 0.06% 0.06%
$1,500-$2,999.99 0.08% 0.08%
$3,000 and up 0.10% 0.10%


Rates apply to Business Savings Account.
APR = Annual Percentage Rate; APY = Annual Percentage Yield

Rates and terms subject to change without notice. As of 02/26/2024