Union Initiation Fee Loans

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Union Initiation Fee Loans

A little help to get you started.

Moving you toward the benefits of union membership!

The help you need to pay your Union Initiation Fee so you can do what you do best — with all the benefits of union membership! If approved, we'll send the check directly to your union.


  • Maximum loan amount: $3,100 (proof of initiation fee required)
  • Take up to 36-months to repay*
  • Loan payments are typically around $100/month*
  • 5% of loan value may be required in Savings Account

Posted rate is for qualified members based on a member's creditworthiness.

*Union Initiation Fee loans feature a non-variable annual percentage rate as low as 10.24% APR.  Rates are determined by creditworthiness. Minimum loan amount is $500.  Maximum loan amount is $3,100.  Payment example: a $3,100 loan amount over a 36-month term at 10.49% APR would result in monthly payments of $100.76.  All loans are subject to underwriting guidelines and credit approval.  Programs, rates, terms, and conditions are subject to change without notice.  Please ask for complete details.




Rate (APR)

2-Year 10.24%*
3-Year 10.49%*

*APR = Annual Percentage Rate. Rates shown offered to members meeting select credit criteria, including -.25% discount for Autopay. Other rates and terms available based on creditworthiness.

Rates and terms subject to change without notice. As of 07/25/2024