Power Checking

Power Checking with Rewards.

No balance required ever. Earn rewards on every purchase!

Looking to Open a New Checking Account?

Look no further! Our Power Checking account features:

No minimum balance requirements
No monthly or annual fees
Free VISA debit card with Member Rewards
Overdraft protection from your Actors FCU savings account*
Courtesy pay up to $750*
Online & mobile banking and Bill Pay
Mobile check deposits

An Actors FCU savings account is required to open a Power Checking account.

SEE TERMS & DOWNLOAD FORM

Checking Account Services

Member Rewards

A Debit Card with Rewards

Earn one Member Rewards Point for every $2 spent using your VISA Debit Card. Enrollment is automatic, it’s free, and points never expire. Plus, points are combined with Platinum VISA Credit Card earned points.

CardNav

A Debit Card with Protection

Help defeat fraudulent usage of your debit card. With the CardNav debit card protection app, you'll know when and where your card is being used, be able to turn your card on and off when you need to, choose when and where your card is used, and more. Safety at your fingertips.

eZ Hold

ActorsFCU EZ Hold offers a truly unique way of giving you immediate availability of funds on your check deposits.

Deposit Anywhere

Along with Smartphone Apps, we also offer fee-free access to 30,000+ CO-OP Network ATMs, nearly 5,000 CO-OP Network Shared Branches, and Direct Deposit for all your deposit needs.

Overdraft Protection

Automatic Transfers from Savings: Money is transferred in the amount overdrawn. You must request this service and there’s a service fee for each item paid
Cash Draw Line of Credit: Transfers from your Cash Draw are made to your Checking Account in increments of $50. Apply with Lending Services
Courtesy Pay Protection: ActorsFCU—at its discretion—may cover insufficient funds checks, up to a limit of $750, for one low fee per covered overdraft transaction. Opt-in or out at any time by completing the appropriate form.

*Options cannot be combined to pay for a single item. Services may be limited and are subject to fees. See the credit union's fee schedule for complete details.

Account Opening

Open A Power Checking Account

Prospective Member:

A Savings Account is required for membership with Actors Federal Credit Union (Actors FCU). Personal accounts require an initial deposit of $100 to the savings account at opening. A balance of $100 must be in the savings account before the end of each calendar month and one member-initiated transaction must be completed every twelve months to avoid fees.

Personal accounts (savings and checking) are available to individuals that belong to one of our affiliated membership organizations (https://www.actorsfcu.com/about/about-us/member-organizations) or are related to an immediate family member (parent, child, sibling, spouse/domestic partner, grandparent or grandchild) with an existing account.

WHAT WE NEED FROM YOU:

In order to open a Personal Account with Actors FCU, please prepare the following items/documents:

1. Completed membership application package with wet signature(s) – No Digital Signatures.

2. Proof of membership eligibility:

Select Employee Group (SEG) affiliation (unexpired union card, recent pay stub or original letter from employer). OR
Proof of relationship to current member (certification of relationship form).

3. Copy of Valid Government-issued photo ID for all account holders.

4. Proof of address (e.g., utility bill or lease agreement) if the address on the custodian’s photo ID does not match the address listed on your membership application.

ADD A POWER CHECKING ACCOUNT TO AN EXISTING MEMBERSHIP

If you're already an Actors FCU member and would like to add a free Power Checking account to your membership, please follow the steps shown above. However, please indicate your five-digit membership number at the top of your application.

HOW TO SUBMIT YOUR INFORMATION:

Our preferred method of document submission is through our Secure File Upload Center located on our website. Complete the required fields and upload all items listed above.

If you do not have the ability to submit your application via our Secure File Upload Center, we can also accept your application and documents in person or via USPS mail. Applications should be submitted to the Actors FCU Branch that is nearest to your home address. Applications that are submitted via mail or fax may require additional time for processing. Our branch locations are listed on the footer of this letter or at https://www.actorsfcu.com/about/locations/locations.

PROCESSING THE APPLICATION:

Once we have received the completed application and all supporting documents, the package will be assigned to a new account representative within 1 to 3 business days. You will receive an email with the name and email address of the assigned representative. Once the application is assigned, please allow 7 to 10 business days for account opening. Please note that incomplete packages will delay these processing times.

FUND YOUR NEW ACCOUNT:

You must deposit at least $100 to establish this membership.

If you have any questions or need assistance, please contact us at 212.869.8926, option 6.

Grow Your Savings Your Way!

Grow Your Savings, Your Way! Earn up to 4.07% APY* with no minimum deposit. Open your eMax$ Online Account through Online Banking today!

Rates are subject to change without notice*.

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