APR = Annual Percentage Rate; APY = Annual Percentage Yield
Rates and terms subject to change without notice. As of 01/22/2020Rates
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eMax$ Online
Apply for Membership| Award Level | APY | APR |
|---|---|---|
| One-Star | 0.05% | 0.05% |
| Two-Star | 0.10% | 0.10% |
| Three-Star | 0.30% | 0.30% |
| Four-Star | 0.35% | 0.35% |
APR = Annual Percentage Rate; APY = Annual Percentage Yield
Rates and terms subject to change without notice. As of 01/22/2020Holiday Club
Apply for MembershipAPR = Annual Percentage Rate; APY = Annual Percentage Yield
Rates and terms subject to change without notice. As of 01/22/2020Certificate Account
Apply for MembershipAPY = Annual Percentage Yield; APR = Annual Percentage Rate
Rates and terms subject to change without notice. As of 01/22/2020IRAs
APY = Annual Percentage Yield; APR = Annual Percentage Rate
Rates and terms subject to change without notice. As of 01/22/2020Credit Cards
VISA® Platinum Premium
Apply for Credit Card| Term | Rate (APR) |
|---|---|
| 6-Month Intro Rate | 2.9% |
| Rate Thereafter | 7.9% |
APR = Annual Percentage Rate; APY = Annual Percentage Yield
Rates and terms subject to change without notice. As of 01/22/2020VISA® Platinum Preferred
Apply for Credit Card| Term | Rate (APR) |
|---|---|
| 6-Month Intro Rate | 2.9% |
| Rate Thereafter | 8.9% |
APR = Annual Percentage Rate; APY = Annual Percentage Yield
Rates and terms subject to change without notice. As of 01/22/2020VISA® Platinum
Apply for Credit Card| Term | Rate (APR) |
|---|---|
| 11.9% |
APR = Annual Percentage Rate; APY = Annual Percentage Yield
Rates and terms subject to change without notice. As of 01/22/2020Secured VISA®
Apply for Credit Card| Term | Rate (APR) |
|---|---|
| 14.9% | |
| Credit Limit | 80% of frozen amount in CD, up to a maximum of $2,000 |
APR = Annual Percentage Rate
Rates and terms subject to change without notice. As of 01/22/2020Loans
Home Loans
Adjustable Rate Mortgages (ARMs)
| Term | Starter Rate |
|---|---|
| 1/1 ARM | 2.99% |
| 1/1 Jumbo ARM | 3.49% |
| 3/1 ARM | 3.24% |
| 3/1 Jumbo ARM | 3.74% |
| 5/1 ARM | 3.49% |
| 5/1 Jumbo ARM | 3.99% |
| 7/1 ARM | 3.99% |
| 7/1 Jumbo ARM | 4.49% |
Home Equity Line of Credit (HELOC)
| Term | Rate |
|---|---|
| 20 Year | Prime Rate for Life |
Auto Loans
APPLY NOWFor qualified members based on a member's creditworthiness,
rates as low as:
| Model Year | Rate (APR) |
|---|---|
| 2019-2011 | |
| 3-Year | 2.64% APR* |
| 4-Year | 2.84% APR* |
| 5-Year | 3.04% APR* |
| 6-Year** | 3.24% APR* |
| 7-Year** | 3.74% APR* |
APR = Annual Percentage Rate; APY = Annual Percentage Yield
* For qualified members based on a member's creditworthiness
** Brand new vehicles and current model year only.
Rates and terms subject to change without notice. As of 01/22/2020
** Brand new vehicles and current model year only.
Consumer Loans
Fast Ca$h
| Term | Rate (Fixed) |
|---|---|
| 6 months | 15% |
Personal Loan
For qualified members based on a member's creditworthiness,
rates as low as:
| Term | Rate (APR) |
|---|---|
| 1-Year | 7.90% |
| 2-Year | 7.90% |
| 3-Year | 7.90% |
| 4-Year | 7.90% |
| 5-Year | 7.90% |
Balance Transfer Loan
For qualified members based on a member's creditworthiness,
rates as low as:
| Term | Rate (APR) |
|---|---|
| up to 5-Year |
8.90% |
Body Image Loan
For qualified members based on a member's creditworthiness,
rates as low as:
| Term | Rate (APR) |
|---|---|
| 3-Year | 8.90% |
| 4-Year | 8.90% |
| 5-Year | 8.90% |
Cash Draw
| Term | Rate (APR) |
|---|---|
| Open-Ended | 14.9% |
Income Tax Loan
For qualified members based on a member's creditworthiness,
rates as low as:
| Term | Rate (APR) |
|---|---|
| 1–5 Year | 7.90 |
Share-Secured Loan
For qualified members based on a member's creditworthiness,
rates as low as:
| Term | Rate (APR) |
|---|---|
| 3-Year | 5.90% |
| 4-Year | 5.90% |
| 5-Year | 5.90% |
Certificate-Secured Loan
| Term | Rate (APR) |
|---|---|
| 3-Year | |
| 4-Year | 3.9% above High-Yield Certificate rate |
| 5-Year |
Vacation Loan
For qualified members based on a member's creditworthiness,
rates as low as:
| Term | Rate (APR) |
|---|---|
| 3-Year | 7.90% |
| 4-Year | 7.90% |
| 5-Year | 7.90% |
APR = Annual Percentage Rate
Rates and terms subject to change without notice. As of 01/22/2020Musical Instruments Loans
APPLY NOWTier One - Loans $10,000 up to $49,999
| Maximum Term | Current Rate (APR*) |
|---|---|
| 60 months | as low as 4.50% |
Tier Two - Loans $50,000 up to $250,000
| Maximum Term | Current Rate (APR*) |
|---|---|
| 180 months | as low as 6.00% |
*APR = Annual Percentage Rate. Tier one loan rates are dependent on creditworthiness and underwriting guidelines. Tier two loan rates are determined by the Wall Street Journal Prime Rate, the borrower's creditworthiness, and credit union's underwriting guidelines. Loans over $100,000 require a 60-month balloon term. Ask for complete details.
Rates and terms subject to change without notice. As of 01/22/2020
Union Initiation Fee Loans
APPLY NOW|
Term |
Rate (APR) |
|---|---|
| 1-Year | 6.90% |
| 2-Year | 6.90% |
| 3-Year | 6.90% |
APR = Annual Percentage Rate.
Rates and terms subject to change without notice. As of 01/22/2020Balance Transfer Loan
APPLY NOWBalance Transfer Loans from $1,500 up to $30,000
| Maximum Term | Current Rate (APR*) |
|---|---|
| 60 months | as low as 8.90% |
*APR = Annual Percentage Rate. Tier one loan rates are dependent on creditworthiness and underwriting guidelines. Tier two loan rates are determined by the Wall Street Journal Prime Rate, the borrower's creditworthiness, and credit union's underwriting guidelines. Loans over $100,000 require a 60-month balloon term. Ask for complete details.
Rates and terms subject to change without notice. As of 01/22/2020