Rates

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Savings | Credit Cards | Loans

Savings

Savings Account

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Amount APY APR
$100-$499.99 0.00% 0.00%
$500-$1,499.99 0.00% 0.00%
$1,500-$2,999.99 0.00% 0.00%
$3,000 and up 0.00% 0.00%

APR = Annual Percentage Rate; APY = Annual Percentage Yield

Rates and terms subject to change without notice. As of 10/21/2018

eMax$ Online

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Award Level APY APR
One-Star 0.01% 0.01%
Two-Star 0.02% 0.02%
Three-Star 0.04% 0.04%
Four-Star 0.05% 0.05%

APR = Annual Percentage Rate; APY = Annual Percentage Yield

Rates and terms subject to change without notice. As of 10/21/2018

Holiday Club

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Amount APY APR
$100-$499.99 0.00% 0.00%
$500-$1,499.99 0.00% 0.00%
$1,500-$2,999.99 0.00% 0.00%
$3,000 and up 0.00% 0.00%

APR = Annual Percentage Rate; APY = Annual Percentage Yield

Rates and terms subject to change without notice. As of 10/21/2018

Certificate Account

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Term APY APR
6 months 0.01% 0.01%
12 months 0.02% 0.02%
24 months 0.03% 0.03%
36 months 0.04% 0.04%
60 months 0.05% 0.05%

APR = Annual Percentage Rate; APY = Annual Percentage Yield

Rates and terms subject to change without notice. As of 10/21/2018

IRAs

Term APY APR
Money Rate 0.01% 0.01%
6 months 0.025% 0.025%
12 months 0.035% 0.035%
24 months 0.045% 0.045%
36 months 0.055% 0.055%
60 months 0.065% 0.065%

APR = Annual Percentage Rate; APY = Annual Percentage Yield

Rates and terms subject to change without notice. As of 10/21/2018

Credit Cards

VISA® Platinum Premium

Apply for Credit Card
Term Rate (APR)
6-Month Intro Rate 2.9%
Rate Thereafter 7.9%

APR = Annual Percentage Rate; APY = Annual Percentage Yield

Rates and terms subject to change without notice. As of 10/21/2018

VISA® Platinum Preferred

Apply for Credit Card
Term Rate (APR)
6-Month Intro Rate 2.9%
Rate Thereafter 8.9%

APR = Annual Percentage Rate; APY = Annual Percentage Yield

Rates and terms subject to change without notice. As of 10/21/2018

VISA® Platinum

Apply for Credit Card
Term Rate (APR)
  11.9%

APR = Annual Percentage Rate; APY = Annual Percentage Yield

Rates and terms subject to change without notice. As of 10/21/2018

Secured VISA®

Apply for Credit Card
Term Rate (APR)
  14.9%
Credit Limit 80% of frozen amount in CD, up to a maximum of $2,000

APR = Annual Percentage Rate

Rates and terms subject to change without notice. As of 10/21/2018

Loans

Home Loans

Adjustable Rate Mortgages (ARMs)

Term Starter Rate
1/1 ARM 2.99%
1/1 Jumbo ARM 3.49%
3/1 ARM 3.24%
3/1 Jumbo ARM 3.74%
5/1 ARM 3.49%
5/1 Jumbo ARM 3.99%
7/1 ARM 3.99%
7/1 Jumbo ARM 4.49%

 

Home Equity Line of Credit (HELOC)

Term Rate
20 Year Prime Rate for Life
Rates and terms subject to change without notice. As of 10/21/2018

Auto Loans

APPLY NOW

For qualified members based on a member's credit worthiness,
rates as low as:

Model Year Rate (APR)
  2018-2016  
  3-Year 1.64% APR*
  4-Year 1.84% APR*
  5-Year 2.04% APR*
  6-Year** 2.24% APR*
  7-Year** 2.74% APR*
  2015-2014  
  3-Year 1.64% APR*
  4-Year 1.84% APR*
  2013-2010  
  3-Year 1.64% APR*
 

APR = Annual Percentage Rate; APY = Annual Percentage Yield

* For qualified members based on a member's credit worthiness
** Brand new vehicles and current model year only.
Rates and terms subject to change without notice. As of 10/21/2018

Consumer Loans

Fast Ca$h

Term Rate (Fixed)
6 months 15%
   

Personal Loan

For qualified members based on a member's creditworthiness,
rates as low as:

Term Rate (APR)
1-Year 7.90%
2-Year 7.90%
3-Year 7.90%
4-Year 7.90%
5-Year 7.90%

Balance Transfer Loan

For qualified members based on a member's creditworthiness,
rates as low as:

Term Rate (APR)
up to 5-Year

 8.90%

Body Image Loan

For qualified members based on a member's creditworthiness,
rates as low as:

Term Rate (APR)
3-Year 8.90%
4-Year 8.90%
5-Year 8.90%

Cash Draw

Term Rate (APR)
Open-Ended 14.9%

Income Tax Loan

For qualified members based on a member's creditworthiness,
rates as low as:

Term Rate (APR)
1–5 Year     7.90

Share-Secured Loan

For qualified members based on a member's creditworthiness,
rates as low as:

Term Rate (APR)
3-Year 5.90%
4-Year 5.90%
5-Year 5.90%

Certificate-Secured Loan

Term Rate (APR)
3-Year  
4-Year 3.9% above High-Yield Certificate rate
5-Year  

Vacation Loan

For qualified members based on a member's creditworthiness,
rates as low as:

Term Rate (APR)
3-Year 7.90%
4-Year 7.90%
5-Year 7.90%

APR = Annual Percentage Rate

Rates and terms subject to change without notice. As of 10/21/2018

Musical Instruments Loans

APPLY NOW
Loan Amount Max. Term Rate (APR)
10,001-49,999

7 years

4.50%

 

    
 

APR = Annual Percentage Rate

Rates and terms subject to change without notice. As of 10/21/2018

Union Initiation Fee Loans

APPLY NOW

 

Term

 

Rate (APR)
1-Year 6.90%
2-Year 6.90%
3-Year 6.90%

APR = Annual Percentage Rate

Rates and terms subject to change without notice. As of 10/21/2018