Rates

Savings

Savings Account

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Amount	APY	APR
$100-$499.99	0.01%	0.01%
$500-$1,499.99	0.01%	0.01%
$1,500-$2,999.99	0.01%	0.01%
$3,000 and up	0.01%	0.01%

APR = Annual Percentage Rate; APY = Annual Percentage Yield

Rates and terms subject to change without notice. As of 11/30/2022

eMax$ Online

Award Level	APY	APR
One-Star	0.15%	0.15%
Two-Star	0.25%	0.25%
Three-Star	1.00%	1.00%
Four-Star	3.04%	3.00%

APR = Annual Percentage Rate; APY = Annual Percentage Yield

Rates and terms subject to change without notice. As of 11/30/2022

Holiday Club

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Amount	APY	APR
$100-$499.99	0.01%	0.01%
$500-$1,499.99	0.01%	0.01%
$1,500-$2,999.99	0.01%	0.01%
$3,000 and up	0.01%	0.01%

APR = Annual Percentage Rate; APY = Annual Percentage Yield

Rates and terms subject to change without notice. As of 11/30/2022

Certificate Account

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Term	APY	APR
6 months	0.10%	0.10%
12 months	0.25%	0.25%
24 months	0.45%	0.45%
36 months	0.65%	0.65%
60 months	0.75%	0.75%

APY = Annual Percentage Yield; APR = Annual Percentage Rate

Rates and terms subject to change without notice. As of 11/30/2022

IRAs

Term	APY	APR
Money Rate	0.15%	0.15%
6 months	0.10%	0.10%
12 months	0.25%	0.25%
24 months	0.45%	0.45%
36 months	0.65%	0.65%
60 months	0.75%	0.75%

APY = Annual Percentage Yield; APR = Annual Percentage Rate

Rates and terms subject to change without notice. As of 11/30/2022

Credit Cards

Loans

Home Loans

Adjustable Rate Mortgages (ARMs)

Term	Base Rate	APR*
1/1 ARM	2.375%	2.481%
3/1 ARM	2.500%	2.606%
5/1 ARM	2.750%	2.858%
7/1 ARM	2.875%	2.984%
10/1 ARM	3.000%	3.109%

*APR is calculated assuming a $300,000 loan amount for a purchase price of $375,000 on a single family dwelling, 30-year term, 2/6 caps >740 credit score, 80% LTV/CLTV, 1% origination fee, $923.00 in other ActorsFCU fees.

These assumptions are subject to change without notice. Rate, points, and APR may be adjusted based on several factors including, but not limited to, state of property location, loan amount, documentation type, loan type, occupancy type, property type, loan to value, and the borrower's credit score. The final rate and points may be higher or lower than those quoted based on information relating to these factors, which may be determined after you apply.

Fixed Rate Mortgages

Term	Base Rate	APR*
10 Year	5.000%	5.303%
15 Year	5.250%	5.464%
20 Year	5.375%	5.545%
30 Year	5.500%	5.627%

*APR is calculated assuming a $300,000 loan amount for a purchase price of $375,000 on a single family dwelling, >740 credit score, 80% LTV/CLTV, 1% origination fee, $923.00 in other ActorsFCU fees.

Home Equity Line of Credit (HELOC)

Type	Term	Base Rate (APR)
Standard	20 Year (5/15 Draw/Repayment)	Prime Rate for Life
Interest Only	20 Year (10/10 Draw/Repayment)	Prime Rate for Life

Home Equity Loan (Fixed Rate 2nd Mortgage)

Term	Score	Score
	680 - 740	>740
10 Year	3.50%	3.25%
15 Year	3.75%	3.50%
20 Year	3.99%	3.75%

Auto Loans

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Auto Loan Rates

*For qualified members based on a member's creditworthiness, rates as low as:

Loan Term	Rate (APR)
New & Used
2-Year	1.99% APR*
3-Year	2.49% APR*
4-Year	2.74% APR*
5-Year	2.99% APR*
6-Year	3.24% APR*
7-Year	3.49% APR*

APR = Annual Percentage Rate; APY = Annual Percentage Yield

Motorcycle, RV, & Boat Loan Rates

*For qualified members based on a member's creditworthiness, rates as low as:

Loan Term	Rate (APR)
New & Used
3-Year	2.64% APR*
4-Year	2.84% APR*
5-Year	3.04% APR*
6-Year	3.24% APR*
7-Year	3.74% APR*

APR = Annual Percentage Rate; APY = Annual Percentage Yield

Rates and terms subject to change without notice. As of 11/30/2022

Consumer Loans

Personal Loan

*For qualified members based on a member's creditworthiness, rates as low as:

Term	Rate (APR)
1-Year	6.99%
2-Year	7.24%
3-Year	7.49%
4-Year	7.74%
5-Year	7.99%

Balance Transfer Loan

*For qualified members based on a member's creditworthiness, rates as low as:

Term	Rate (APR)
1-Year	6.99%
2-Year	7.24%
3-Year	7.49%
4-Year	7.74%
5-Year	7.99%

Cash Draw

Term	Rate (APR)
Open-Ended	8.99%

Share-Secured Loan

*For qualified members based on a member's creditworthiness, rates as low as:

Term	Rate (APR)
3-Year
4-Year	as low as 3.9% above Share Account rate
5-Year

Certificate-Secured Loan

Term	Rate (APR)
3-Year
4-Year	as low as 3.9% above High-Yield Certificate rate
5-Year

Vacation Loan

*For qualified members based on a member's creditworthiness, rates as low as:

Term	Rate (APR)
1-Year	7.99%

Holiday

*For qualified members based on a member's creditworthiness, rates as low as:

Term	Rate (APR)
1-Year	7.99%

APR = Annual Percentage Rate

Rates and terms subject to change without notice. As of 11/30/2022

Union Initiation Fee Loans

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Term	Rate (APR)
2-Year	6.90%
3-Year	6.90%

Term

Rate (APR)

2-Year

6.90%

3-Year

6.90%

APR = Annual Percentage Rate.

Rates and terms subject to change without notice. As of 11/30/2022

Musical Instruments Loans

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Tier One - Loans $10,000 up to $49,999

Maximum Term	Current Rate (APR*)
60 months	as low as 4.50%

Tier Two - Loans $50,000 up to $250,000

Maximum Term	Current Rate (APR*)
240 months	as low as 3.25%

*APR = Annual Percentage Rate. Loan rates are determined by the Wall Street Journal Prime Rate, the borrower's creditworthiness, and credit union's underwriting guidelines. Loans over $100,000 require a 60-month balloon term. Ask for complete details.

Rates and terms subject to change without notice. As of 11/30/2022

Student Loans

Private Student Loans

*For qualified members based on a member's creditworthiness, rates as low as:

Type	Rate (APR)
Variable Rate**	1.49%
Fixed Rate**	3.99%

(with autopay ‡View Conditions for Autopay Discount)

Rates and terms subject to change without notice. As of 11/30/2022

Refinance Student Loans

*For qualified members based on a member's creditworthiness, rates as low as:

Type	Rate (APR)
Variable Rate**	1.90%
Fixed Rate**	2.95%

(with autopay ‡View Conditions for Autopay Discount)

Rates and terms subject to change without notice. As of 11/30/2022