eMax$ Online

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eMax$ Online

Our Online Savings Account lets you determine the interest rate you’ll earn.

  • Use more services, earn a higher rate
  • Based on monthly Star Award level qualification

Open your eMax$ Online account through eBranch today!


  • Great, competitive rates*
  • No minimum balance required
  • No monthly fee
  • Conveniently transfer funds in and out of your Power Checking Account (transfers to an account other than Power Checking not permissible)
  • Earn eMax$’s highest rate and get ePay$ for free
  • Federally insured by NCUA up to $250,000

Star Award Levels

Requirements of each Award Level must be fully satisfied before qualifying for the next level

One-Star Award ★

  • Maintain a Power Checking Account

Two-Star Award ★★

  • Meet requirements for preceding level
  • Use VISA Debit Card for at least four (4) purchases a month**
  • Purchases only; ATM withdrawals do not apply. Earn CO-OP Member Rewards points for each purchase made with your Debit Card (details below)

Three-Star Award ★★★

  • Meet requirements for preceding level
  • Sign up for eDocs

Four-Star Award ★★★★

  • Meet requirements for preceding level
  • Make at least three (3) bill payments per month** using ePay$ Bill Pay
  • Earn eMax$’s highest rate and get ePay$ for free


* APY = Annual Percentage Yield. Interest is posted monthly and calculated using the average daily balance computation method. Actors FCU may change the rate on a daily basis without notice. eMax$ Online Accounts that are closed before end of month forgo that month’s interest. Transfers to an account other than Power Checking are not permissible. Funds may not be used for overdraft protection. Member Service-assisted transactions incur a fee. Business Accounts are not eligible to open an eMax$ Online account. **Debit Card and ePay$ transactions must be posted to your account prior to the last business day of the month to be counted. Transactions can take several days to post after they’ve been performed. The time between transaction and posting is not controlled by Actors FCU.

Award Level APY APR
One-Star 1.00% 1.00%
Two-Star 2.02% 2.00%
Three-Star 3.04% 3.00%
Four-Star 5.11% 5.00%

APR = Annual Percentage Rate; APY = Annual Percentage Yield

Rates and terms subject to change without notice. As of 07/25/2024